PAYware Allows for of On-the-Go Transactions

New mobile app allows for seamless credit card processing on the go.

Business can get a little crazy. Flying around the countryfor meetings, wooing clients with a brunch by the beach or hitting the linkswith your newest account, there is no denying that even business is nowon-the-go. Wherever your business takes you, don’t you want to be able to offeryour customers secure credit card transactions from the palm of your hand?Verifone makes this possible with their new PAYware application for the iPhone.

This new technology allows for seamless creditcard processing no matter your location. PAYware requires the use of a“sleeve” for your iPhone that credit cards can easily be swiped through. Thesleeve is paired with a stylus for signatures and an easy to use application.The app allows you to tack on any extra fees that need to be added to thetransaction. State sales tax and gratuity are easy to include.

No more worries of cash only transactions. If a potentialcustomer only has a credit card, then there is no need to turn them away anylonger. The application is easy to use. Once the card is swiped a tone tellsyou if the encrypted transaction was accepted. Then with the push of a buttonyou can capture the customer’s signature using the included stylus. Thenanother push to add a tip if necessary and one more just to finalize the sale.

If the client/customer wants a receipt--email it, with oneclick it’s done. At any time you can review previous transactions, check dailysummaries, and even bring up a map that shows where each transaction was made.For those worried about security, PAYware puts the worries to ease with theirend-to-end encryption process. This means that the phone never actually sees orstores any sensitive data. The data is encrypted right away and sent to credit cardprocessing companies or the bank to deal with.

The PAYware mobile sleeve fits any iPhone 3G or 3GS model.It is built to be both sturdy and compact so it can survive day-to-day abuseand have seamless transactions under any circumstances. The program is fullyweb-based so you can access the payment summaries from your computer allorganized and easy to read. Even if you use multiple iPhones for transactions,all data is sent to one portal.

The sleeve is free with a $49 activation fee for the serviceand a two-year agreement. Merchant fees of around 2% are tacked on to eachtransaction depending on the negotiated rate at the time you register. Arelatively small price to pay for the potential to increase business sales andincrease your businesses range.

About the Author:

SamanthaMorse is a writer and pet lover based in San Diego, California. She writesextensively for an online resource that provides expert advice on purchasingand outsourcing decisions for small business owners and entrepreneurs such as phone systems & voipservice at Resource Nation.