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Ray Meadows has expertise in Real Estate, Banking
/Finance, and Credit Risk Analytics Systems.
His graduate studies in the MBA and PhD programs at U.C. Berkeley gave
him a disciplined analytical approach to solving real world problems.
After
the PhD program in 1992, Mr. Meadows worked on Wells Fargo’s Mortgage Backed
Securities pricing model. Later he ran the bank’s wholesale pricing group with
responsibility for derivatives valuation and credit exposure systems. Ray
supervised a group of financial engineers who developed the bank’s next
generation interest rate derivatives pricing and hedging software.
Ray moved to NY in 1997 to work for ING
Barings, and later Citigroup, in credit risk analytics. There he built risk management tools to quantify and price credit risk, and Monte
Carlo simulations for path dependent
transactions.
In
2002 Ray founded Berkeley Investment Advisors, a registered investment advisor
focused on real estate investing. Ray is
a Chartered Financial Analyst, a CPA and a licensed real estate broker.