Tips on How to Get Proper Insurance for Your Classic Car

Lucinda Stawel · October 29, 2018 · Short URL:

Classic Car Insurance

Do you consider your classic car to be your baby? If you answer yes, then you just know that you need to get the right classic car insurance from American Insurance. Your classic car showcases how much effort and hard work you have done to get the vehicle working again. Some even say that their classic car is a part of their personality. There are some who say that they love it more than the other people in their lives although no one would admit this for sure. 

Your main goal is to find the right ways to ensure that your prized possession is safe. What if it gets damaged while you are driving it? What if it gets stolen? Do you have the proper car insurance to protect your vehicle? A lot of people do not bother getting classic car insurance because they have assumed that nothing bad is going to happen to their car. You may never know when the thieves may strike. You always have to be prepared. 

These are a few tips on how you can get the right insurance from American Insurance:

  • Get the Vehicle Appraised by a Professional - You want to make sure that you know your car’s true value. You need to pay a fee for this but the benefits that you will get in the long run will be worth it. Through the appraiser’s keen eye and knowledge, the proper value of your vehicle will become known. This is one detail that needs to be provided when getting classic car insurance.
  • Know the type of car that you have - There are a lot of insurance companies that will have categories for different classic cars. For example, one vehicle may be considered as an exotic car rather than a modified car. You can get to know more about this insurance categories to help you know where your vehicle will fall under.
  • Be familiar with the differences in the value of your classic car with the value of a modern car. A modern car that gets into an accident would be given a certain amount of money depending on its coverage. A classic car that gets into an accident may need to be paid its total value especially if it gets totaled because of the incident. These details can be explained to you further by your chosen car insurance agent. You can also ask some questions if there are some things that you did not understand about it.
  • Take a look at the classic car insurance restrictions - Like with different types of insurance policies, there are still some restrictions that you need to be familiar with. For example, there may be restrictions on how often you should drive your classic car or the mileage that your car is going to get. There are also some car insurance policies that will require your classic car to get an alarm.
  • Classic car insurance is usually cheaper than traditional car insurance. This will give you something to be excited about. You can get classic car insurance and pay less for that compared to the car insurance for your modern car.


With all of these details in mind, you can get the right classic car insurance from American Insurance or any other insurance company of your choice.

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Lucinda Stawel

Lucinda is an expert commentator and writer for finance industry. His advice and insight is greatly valued and sought after in the market. He connects with his readers on social media platforms to offer handy tips.

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