Location: Fremont, California, United States United States
Founded in: 2017
Stage: Pre-launch
Number of employees: 1-5
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Fremont, California, United States United States
  • About
Company description
Payssurance is patient driven financial and credit management solution focusing on the growing affordability crisis facing healthcare consumers today. Growing number of patients face the hard decision of delaying care or incur long term debt with no ability to save. Approximately, 60% of households consider medical debt as one of the leading causes of card debt. 
Payssurance engages the patients with a simple financial experience and complete management of bills, integrated insurance claims from virtually any carrier, payments, savings and the ability to finance care without incurring high interest charges and penalties from credit cards.
Providers are unable to offer unsecured credit to patients and and are faced with write-offs. Limited success in collections and a revenue cycle designed for insurance impacts providers leaves providers with an aging receivable. 
Payssurance offers providers the ability to improve their revenue collections from patients and the ability to monetize their debt into  continued revenue growth by participating in the Payssurance credit platform.
In addition, as part of development of Payssurance; we have gained from a tremendous amount of input from close relationships with some of the largest healthcare provider systems which have been instrumental in deepening our understanding the patient and provider challenges and their needs. 
We have a stellar list of individuals who bring deep experience in healthcare and financial services which coupled with the core capabilities of a scaled and commercial patient financial management and payment solution can make a significant difference in patient lives and savings for the future. 
The Payssurance team is led by Vineet Gulati, a serial entrepreneur with over 25 years in the healthcare and life sciences industry in several leadership roles. HE founded and ran for 6 years, was a venture capital backed healthcare technology company focused completely on improving the healthcare consumer’s ability to understand their healthcare costs, manage health savings accounts and pay providers in time. He was able to scale the company from concept to working with some of the largest health savings banks (custodians), plans and TPA’s (Third Party Administrators) who integrated the solution in their employee benefit offerings for over 2,000 employers representing 3.5m members. Prior to that, he ran the healthcare and life sciences business for Capgemini (a global services company with presence in over 80 countries) and ran a multi-year program with the FDA and was instrumental in their implementation of key regulations.