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Casa Financial Services
Location: 8881 Fletcher Pkwy, San Diego, California, United States United States
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Casa Financial Services

The Perfect Loan is waiting for you.
Service provider
San Diego, California, United States United States
http://www.cfsloans.biz/
  • About
Company description
Casa Financial Services, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Team
  • Brett Mills
    Brett Mills | Team member
    Spent over 12 years as a Submariner in the U.S. Navy. What set me, and my business apart from other mortage brokes is that, I truly know the value of a job well done. I demand perfection and a "no room for error" philosophy.
References and examples of previous work

What is the difference between a fixed-rate loan and an adjustable-rate loan?

 

With a fixed-rate mortgage, the interest rate stays the same during the life of the loan. With an adjustable-rate mortgage (ARM), the interest changes periodically, typically in relation to an index. While the monthly payments that you make with a fixed-rate mortgage are relatively stable, payments on an ARM loan will likely change. There are advantages and disadvantages to each type of mortgage, and the best way to select a loan product is by talking to us.

 

How do I know how much house I can afford?

 

Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value. Give us a call, and we can help you determine exactly how much you can afford.